As a responsible, FCA Authorised same day loan direct lender, our aim is to help hard-working people get the emergency funds they need, when they https://paydayloansohio.net/cities/cincinnati/ need it. We don't make you jump through hoops or spend hours being interrogated about every detail of your finances. And we don't cut corners to offer guaranteed same day loans. We've found a way to help those applying for same day loans with bad credit quickly and fairly.
When you apply for our same day loans in the UK, we'll assess your application based not on your credit report or credit score, but on whether you can afford the loan you're applying for. It's quick, it's simple, and it works. We look at your regular income and outgoings, such as credit card repayments, direct debits and other credit agreements like loans and phone contracts. From what you have left over each month, we'll determine if you could comfortably afford the repayments on your chosen same day loan.
Working this way, we can offer same day loans in the UK confidently, and with peace of mind that it's not likely to cause our customers further financial issues.
- Live in the UK
- Over 23 years old, and under 65 years old
- Have a mobile phone (we send an SMS code during your application)
- Hold a UK bank account with a valid debit card (we run a verification check that takes 1p)
- Be in employment and take home at least ?1,300 a month.
If you have any questions about our quick loan approval process, simply give us a call and we'll be happy to answer your questions.
About Same Day Payday Loans Applications
Unlike other same day loan direct lenders, we don't offer guaranteed same day loans. While the vast majority of our loans are processed, approved and delivered on the same day, we pride ourselves on being fully transparent. Your application may be slowed down if there are mistakes on your application form, or if any issues are flagged up during our checks with Credit Reference Agencies and Fraud Prevention Agencies.